Terms and Conditions

These Terms and Conditions govern your use of calculatorpalooza.com (the “site”), which is operated by John Kutzer. By using the site you agree to these terms. If you do not agree, please do not use the site.

Use of the site

You may use the site and its calculators for personal or business planning. You agree not to:

  • use the site unlawfully or in a way that harms others;
  • copy or republish substantial parts of the site without permission, including by automated scraping;
  • interfere with the operation or security of the site or try to gain unauthorized access to it;
  • use automated tools in a way that overloads the site.

Estimates, not advice

Calculators provide estimates based on the information you enter. Nothing on the site is professional advice. See the Disclaimer.

Intellectual property

The text, design and other materials on the site are owned by or licensed to us and are protected by law. You may link to the site. Except as allowed by law or these terms, you may not reproduce or distribute site materials without written permission. Third-party trademarks belong to their owners.

Feedback and submissions

If you send us suggestions, calculator requests or other feedback, you allow us to use them without payment or obligation to you. Please do not send confidential or sensitive information.

Third-party content, ads and links

The site may show advertising and link to third-party websites. We do not control them and are not responsible for their content, products or practices. Your dealings with third parties are between you and them. See the Privacy Policy for how advertising is handled.

Disclaimer of warranties

The site and its calculators are provided “as is” and “as available” without warranties of any kind, express or implied, including warranties of accuracy, completeness, reliability, fitness for a particular purpose and non-infringement. We do not warrant that the site will be uninterrupted or error-free.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, data or goodwill, arising from your use of or inability to use the site or from reliance on any result.

Changes to the site and these terms

We may change, suspend or discontinue any part of the site and may update these terms. Updated terms take effect when posted. By continuing to use the site you accept the updated terms.

Governing law

These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. Any dispute will be handled in the state or federal courts located in Florida.

Contact

Questions about these terms can be sent through the Contact page.

Last updated: October 24, 2026.